A physical store runs on foot traffic and inventory timing, you stock the floor ahead of demand, staff the counter, and ride out the slow months between peaks. Sales can be strong and cash still tight when it's time to reorder or refresh. We fund on your sales so the shelves stay full and the doors stay busy.
Fast reviews · Clear communication · No misleading promises
Brick-and-mortar retail ties its cash up in two places: inventory on the floor and the fixed costs of keeping the doors open. You buy merchandise ahead of the season, staff and light the store regardless of the day's traffic, and absorb the quiet stretches between holidays. A store with healthy sales can still be short exactly when it needs to restock or refresh.
Revenue-based funding reads your card and POS sales, so you can buy inventory, remodel, cover payroll, or bridge a slow stretch, and repay as customers check out.
Inventory and seasonal buys
Restocking bestsellers
Store remodel or refresh
Payroll and staffing
POS and inventory systems
Marketing and promotions
Bridging slow months
A second location or pop-up
A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.
Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.
The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.
A realistic picture of what we look for, and what to have ready so things move quickly.
6+ months in operation
$10k+ in average monthly sales
An active business bank account
Steady card or POS revenue
U.S.-based retail business
3–6 months of business bank statements
Card-processing or POS statements
A government-issued photo ID
Basic business info (EIN, entity type)
Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.
We look at recent deposits and card volume to understand what you may qualify for.
See the products that fit your situation side by side, in plain language.
Once you choose a direction, funds for fast options can land in as little as a day.
Holiday floor set needs stocking
Funded fast, shelves ready for the rush
Slow stretch between seasons
Drew to bridge, repaid as traffic returned
Representative scenarios for illustration. Individual results, products, and timing vary.
We fund on sales, not just credit
Capital to stock ahead of demand
Gift, hardware, specialty, and general retail
Straight talk, no guaranteed-approval hype
Repayment that flexes with the season
One conversation to compare every fit
“We needed to set the floor for the holidays in October but the cash wasn't there yet. Funding stocked us up and Q4 paid it back with room to spare.”
Representative experience. Individual results vary. No outcome is guaranteed.
Still have a question? A specialist can usually answer the same business day.
Start a review→Plain-English answers to the questions owners ask before they apply.
We tailor funding to specific businesses across the industry, explore the others.
Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.