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Industry/Freight Fleets

Funding that scales with the fleet.

Running a fleet multiplies trucking's core problem: fuel, maintenance, insurance, and driver pay come due every week across every truck, while brokers and shippers pay 30 to 60 days out. The more you grow, the more cash the gap demands. We fund on your settlements so you can add trucks and take more freight without waiting.

  • Funding in as little as 24 hours
  • Approved on revenue, not just credit
  • Small fleets to large carriers
  • Bridge slow broker and shipper pay

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$25k–$1M
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why fleets run on working capital.

A multi-truck operation runs on relentless weekly costs, fuel, maintenance, insurance, and payroll for every driver, against revenue that arrives weeks later when brokers and shippers settle. Scaling makes the math harder, not easier: each new truck and driver widens the working-capital gap before it ever turns a profit. Banks see lumpy, invoice-based revenue and depreciating equipment and hesitate.

Revenue-based funding reads your settlements and deposits, so you can cover fleet-wide costs, fix a truck, make driver payroll, or add equipment, and repay as your loads pay out.

Where it goes

What this funding covers most.

Fleet fuel and DEF

Maintenance and repairs across trucks

Driver pay and payroll

Bridging broker and shipper settlements

Insurance and permit renewals

Down payments on new trucks

Tires, parts, and ELD/tech

Expanding routes and lanes

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Lumpy, invoice-based revenue
We read your settlements and deposits
Trucks depreciate, weak collateral
Revenue performance carries the decision
Growth widens the cash gap
We fund the receivables behind it
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$25k+ in average monthly revenue

An active business bank account

Steady settlements or deposits

U.S.-based carrier or logistics business

What to have ready

3–6 months of business bank statements

Recent settlement or invoice statements

A government-issued photo ID

Business info (EIN, MC/DOT if applicable)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Two trucks down, payroll due Friday

Outcome

Drew to cover repairs and drivers, repaid on settlements

Challenge

Brokers paying 50 days out

Outcome

Funded fast, kept the fleet loaded

Challenge

Adding five trucks to scale

Outcome

Lower-rate financing for the expansion

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund on revenue, not just credit

Capital sized to a growing fleet

Small fleets to large carriers

Straight talk, no guaranteed-approval hype

Bridges slow broker and shipper pay

One conversation to compare every fit

“We took on a lane that needed five more trucks and a dozen drivers. The funding bridged the gap until the settlements caught up, it would've been impossible otherwise.”
CS
Carla S.Freight carrier · TX

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Freight Fleets funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Do you fund multi-truck fleets and carriers?
Yes, fleets are a core focus. We size funding to your settlements and deposits, so growing carriers can access more capital as revenue scales.
My brokers pay net-30 to net-60, can you help?
That slow-pay gap is the most common reason carriers come to us. Funding covers fuel, maintenance, and payroll now and is repaid as settlements arrive.
Is this the same as freight factoring?
It's flexible working capital rather than selling your invoices. You keep your broker and shipper relationships and draw what you need, many fleets find that simpler than factoring.
What can fleet funding be used for?
Fuel, maintenance, payroll, insurance, permits, truck down payments, tech, or expansion. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your revenue is reviewed, fast enough to keep the fleet loaded.
Do you work with reefer, flatbed, and dry van fleets?
Yes. Reefer, flatbed, dry van, and mixed fleets all qualify when revenue and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Trucking & Logistics funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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