Hospitality runs on the calendar: revenue surges in peak season and thins out the rest of the year, while the property, the staff, and the upkeep cost money all twelve months. Add renovation requirements and booking deposits, and timing is everything. We fund on your revenue.
Fast reviews · Clear communication · No misleading promises
A hotel or venue can earn most of its money in a handful of months and still carry a full set of fixed costs all year, property, staff, utilities, and upkeep. On top of that, brands and guests expect a property that's always fresh, which means renovations and FF&E on a schedule the off-season cash flow can't always cover.
Revenue-based funding looks at your trailing bookings and deposits, so you can renovate before peak season, carry payroll through the slow months, or upgrade the property, and repay as the high season delivers.
From the smallest operation to a multi-unit group, if you have steady sales, there's likely a path worth exploring.
Independent & franchise
Inns & boutique stays
Halls & spaces
Event services
Tours & experiences
Short-term rentals
Weddings & banquets
Entertainment & leisure
Renovations and property improvements
Furniture, fixtures, and equipment (FF&E)
Payroll through the off-season
Seasonal supplies and inventory
Booking platforms and marketing
Technology and PMS systems
Event and venue build-outs
Expansion or acquisition
A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.
Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.
The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.
A realistic picture of what we look for, and what to have ready so things move quickly.
6+ months in operation
$10k+ in average monthly revenue
An active business bank account
Steady bookings or deposits
U.S.-based hospitality business
3–6 months of business bank statements
Recent revenue or occupancy reports
A government-issued photo ID
Business info (EIN, entity type)
Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.
We look at recent deposits and card volume to understand what you may qualify for.
See the products that fit your situation side by side, in plain language.
Once you choose a direction, funds for fast options can land in as little as a day.
Renovation needed before peak season
Lower-rate financing, ready for the rush
Payroll through a slow winter
Drew to carry staff, repaid in high season
Upgrading rooms and FF&E fast
Funded quickly, rooms back online
Representative scenarios for illustration. Individual results, products, and timing vary.
We fund on revenue, not just credit
Speed to renovate before peak season
Hotels, venues, events, and tours
Straight talk, no guaranteed-approval hype
Built for seasonal cash flow
One conversation to compare every fit
A merchant cash advance is the purchase of future receivables, not a loan, and it is priced with a flat factor rate, not an interest rate. That makes it fast and flexible, but the daily remittance does not pause for a slow week. Here is where owners in your line of work feel it.
An MCA remits the same amount every business day all year, but a hotel or venue can earn most of its revenue in a few peak months, so off-season debits collect against weeks that book a fraction of the rooms or dates.
Property, staff, and utilities are fixed costs that run twelve months whether you are full or empty, so stacking a daily remittance on top of that year-round overhead is what strains the slow season.
Event and wedding deposits often land months before the date is served and the revenue is earned, so card-based volume can look strong in a booking month while the cash to cover remittance is not yet truly in hand.
If you funded renovations or FF&E, rooms or event space can sit out of inventory during the work, so you are paying the advance down while the very space it upgraded is temporarily not generating bookings.
Say a boutique hotel takes a $50,000 advance at a 1.35 factor to refresh rooms before summer. That is $67,500 of receivables purchased, no compounding, over roughly 10 months, which is about $321 a business day on 21 business days a month. The realistic check is whether a quiet shoulder-season or winter week still covers fixed payroll and utilities plus that debit, not just whether peak season can. The APR-equivalent here lands high and is an estimate for comparison only, not the factor-rate pricing of the deal. For a larger renovation timed to one season, longer-term financing such as SBA 7(a) is often the cheaper fit than a short daily-remitted advance.
Illustration only, not an offer of credit. A factor rate is a flat multiplier; any APR shown is an APR-equivalent for comparison only. Actual terms vary by funder and underwriting.
“We had to refresh every room before the summer season but the winter had drained us. Funding bridged it, we opened fully booked.”
Representative experience. Individual results vary. No outcome is guaranteed.
Still have a question? A specialist can usually answer the same business day.
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