Hotels carry heavy fixed costs year-round but earn in peaks, and the property has to look current to compete, whether that's a renovation, new FF&E, or a brand-mandated PIP. Financing all that against seasonal revenue is where banks get nervous. We fund on your revenue so the property never falls behind.
Fast reviews · Clear communication · No misleading promises
A hotel's costs, staff, utilities, debt service, upkeep, run every single day, but its revenue arrives in peaks tied to season, events, and travel. On top of that, staying competitive means continually reinvesting in the property, and franchised hotels face brand-mandated property improvement plans (PIPs) on the brand's schedule, not the cash flow's.
Revenue-based funding reads your room and folio revenue, so you can renovate, replace FF&E, complete a PIP, or carry payroll through the off-season, and repay in a way that flexes with occupancy.
Renovations and room refreshes
FF&E, furniture, fixtures, equipment
Brand-mandated PIP requirements
Payroll through the off-season
Roof, HVAC, and major repairs
Technology, PMS, Wi-Fi, locks
Marketing and OTA costs
Property acquisition or expansion
A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.
Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.
The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.
A realistic picture of what we look for, and what to have ready so things move quickly.
6+ months in operation
$15k+ in average monthly revenue
An active business bank account
Steady room or folio revenue
U.S.-based lodging business
3–6 months of business bank statements
Recent revenue or STR reports
A government-issued photo ID
Business info (EIN, franchise if applicable)
Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.
We look at recent deposits and card volume to understand what you may qualify for.
See the products that fit your situation side by side, in plain language.
Once you choose a direction, funds for fast options can land in as little as a day.
Brand PIP due before peak season
Funded fast, compliant and ready to book
Carrying staff through a slow winter
Drew to cover fixed costs, repaid in season
Acquiring a second property
Lower-rate financing for the acquisition
Representative scenarios for illustration. Individual results, products, and timing vary.
We fund on revenue, not just credit
Capital before the season turns
Independent and franchised properties
Straight talk, no guaranteed-approval hype
Built to absorb seasonal occupancy
One conversation to compare every fit
“Our franchise PIP was due right before peak season and the timing was brutal. Funding got the renovation done on schedule and occupancy actually went up.”
Representative experience. Individual results vary. No outcome is guaranteed.
Still have a question? A specialist can usually answer the same business day.
Start a review→Plain-English answers to the questions owners ask before they apply.
We tailor funding to specific businesses across the industry, explore the others.
Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.