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Industry/Accounting & Bookkeeping Firms

Funding that carries the firm through tax season.

Accounting is a seasonal sprint, the revenue spikes around tax deadlines, but you staff up, license software, and carry the team for months before and after. Growth often means buying another firm's book of business. We fund on your revenue so you can scale for the crush and invest between seasons.

  • Funding in as little as 24 hours
  • Approved on revenue, not just credit
  • CPAs, bookkeepers, and tax firms
  • Built around seasonal billing

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$10k–$500k
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why accounting firms run on seasonal cash.

Public accounting is intensely seasonal: a huge share of revenue arrives around tax deadlines, yet you hire and train seasonal staff ahead of the crush, renew expensive software licenses, and carry a year-round team through the quieter months. Growth frequently comes from acquiring another practitioner's book of clients, a big, lumpy investment that pays back over the following seasons.

Revenue-based funding reads your deposits across the year, so you can staff up for the season, upgrade technology, build out, or acquire a book, and repay as the season's billings come in.

Where it goes

What this funding covers most.

Tax-season staffing and training

Software and licensing renewals

Carrying the team off-season

Acquiring a book of business

Office build-out or relocation

Marketing and client acquisition

Workflow and document technology

Adding advisory or new services

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Seasonal revenue raises red flags
We read your billings across the year
No hard assets to pledge
Revenue performance carries the decision
Book acquisitions hard to underwrite
We fund against your real revenue
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$10k+ in average monthly revenue

An active business bank account

Steady deposits or billings

U.S.-based accounting or bookkeeping firm

What to have ready

3–6 months of business bank statements

Recent billing or revenue reports

A government-issued photo ID

Basic business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Staffing up before tax season

Outcome

Drew to hire and train, repaid on season billings

Challenge

Upgrading tax and workflow software

Outcome

Funded fast, ready before the rush

Challenge

Buying a retiring CPA's book

Outcome

Lower-rate financing for the acquisition

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund on revenue, not just credit

Capital to scale for the season

CPAs, bookkeepers, and tax firms

Straight talk, no guaranteed-approval hype

Built around seasonal billing

One conversation to compare every fit

“Every January we have to staff up months before the fees come in. The line of credit smooths that out so we're never choosing between hiring and cash flow.”
GH
Grace H.CPA firm · IL

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Accounting & Bookkeeping Firms funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Can funding help me staff up for tax season?
Yes, that's one of the most common uses. A line of credit lets you hire and train ahead of the crush and repay as the season's fees come in.
My revenue is seasonal, does that matter?
No. Seasonality is expected in accounting. We weigh your billings across the whole year rather than any single quarter.
Can funding help me buy another firm's book?
Yes. Book-of-business acquisitions are a common use; SBA 7(a) can finance larger purchases at lower rates and longer terms.
What can accounting-firm funding be used for?
Staffing, software, technology, an office, marketing, new services, or a book acquisition. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your revenue is reviewed, fast enough to staff up before deadlines.
Do you work with CPAs, bookkeepers, and tax preparers?
Yes. CPA firms, bookkeeping practices, and tax-prep businesses all qualify when revenue and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Professional Services funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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