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Industry/Staffing Agencies

Funding that covers payroll before your clients pay.

Staffing has a structural cash-flow problem: you pay your placed workers every week, but your clients pay on net-30, net-45, even net-60. The faster you grow, the wider that gap gets, growth itself is what strains the cash. We fund on your revenue and receivables so payroll is never the thing holding you back.

  • Funding in as little as 24 hours
  • Approved on revenue and receivables
  • Temp, contract, and direct-hire firms
  • Bridge net-30 to net-60 client terms

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$25k–$5M
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why staffing agencies run on working capital.

Staffing is one of the clearest cash-flow mismatches in business: your temps and contractors get paid weekly, but your clients pay their invoices weeks later. Every new placement widens the gap before it ever shows up as profit, which means the better you sell, the more cash you need just to make payroll. It's the classic problem of growing yourself broke.

Revenue- and receivables-based funding closes that gap. Instead of fighting your growth, a line of credit or advance covers payroll now and gets repaid as your client invoices clear, so you can take the next contract without flinching.

Where it goes

What this funding covers most.

Weekly payroll for placed workers

Bridging net-30 to net-60 invoices

Taking on a larger contract

Recruiting and sales hiring

Applicant-tracking and payroll software

Marketing and candidate sourcing

Back-office and compliance costs

Acquiring a book of business

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Fast growth looks risky on paper
We fund the receivables behind the growth
No hard assets to pledge
Revenue and invoices carry the decision
Net-60 client terms scare lenders
We bridge exactly that gap
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$10k+ in average monthly revenue

An active business bank account

Invoiced clients or steady receivables

U.S.-based staffing or recruiting firm

What to have ready

3–6 months of business bank statements

Recent A/R aging or invoices

A government-issued photo ID

Basic business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Won a contract bigger than our cash

Outcome

Drew to fund payroll, repaid as invoices cleared

Challenge

A key client stretched to net-60

Outcome

Funded fast, payroll never skipped a beat

Challenge

Acquiring a competitor's contracts

Outcome

Lower-rate financing for the acquisition

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund the payroll gap that limits growth

Capital sized to your receivables

Temp, contract, and direct-hire firms

Straight talk, no guaranteed-approval hype

Bridges net-30 to net-60 client terms

One conversation to compare every fit

“We landed a contract that doubled our headcount overnight, and would have bankrupted us on payroll without a line of credit. Instead it became our best year.”
DK
Denise K.Staffing agency · IL

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Staffing Agencies funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Can funding cover payroll before my clients pay?
Yes, that's the core use case for staffing. A line of credit or advance funds your weekly payroll now and is repaid as your client invoices clear.
My clients pay net-45 to net-60, can you help?
That's exactly the gap this is built to bridge. The longer your client terms, the more a working-capital line tends to help.
Is this the same as invoice factoring?
It's flexible working capital rather than selling your invoices. You keep your client relationships and billing, and draw only what you need, many agencies find that simpler than factoring.
What can staffing funding be used for?
Payroll, bridging slow invoices, taking a bigger contract, hiring, software, marketing, or an acquisition. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your revenue is reviewed, fast enough to make the next payroll.
Do you work with temp, contract, and direct-hire firms?
Yes. Temp, contract, per-diem, and direct-hire agencies all qualify when revenue and receivables line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Professional Services funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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