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Industry/Catering Companies

Funding that fronts the event before you get paid.

Catering is feast-or-famine by design, you buy food, rent equipment, and staff up for an event weeks before the final payment lands, and corporate clients often pay net-30 or later. One big booking can tie up more cash than you have. We fund on your revenue so you can say yes to the next event.

  • Funding in as little as 24 hours
  • Approved on revenue, not just credit
  • Wedding, corporate, and drop-off caterers
  • Bridge the gap before the event pays

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$10k–$500k
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why catering runs on working capital.

Catering front-loads its costs: food, rentals, and staff all get paid before, and often well before, the event balance does, and corporate and venue clients frequently pay on net-30 terms or longer. Layer on the seasonality of weddings, holidays, and corporate calendars, and a profitable caterer can be cash-tight exactly when the bookings are biggest.

Revenue-based funding reads your deposits across the season, so you can fund a big event, buy equipment, add a vehicle, or staff up for the holidays, and repay as the events pay out.

Where it goes

What this funding covers most.

Food and ingredient buys for events

Rentals, equipment, and serving gear

Staffing up for large events

Delivery and catering vehicles

Bridging corporate net-30 invoices

Commercial kitchen build-out

Marketing for the booking season

Holiday and wedding-season ramp-up

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Lumpy, event-driven revenue
We read your deposits across the season
Costs land before the event pays
We fund the gap so you can book it
Corporate clients pay net-30+
We bridge the slow invoice
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$10k+ in average monthly revenue

An active business bank account

Steady deposits or invoiced events

U.S.-based catering business

What to have ready

3–6 months of business bank statements

Recent invoices or card-processing statements

A government-issued photo ID

Basic business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Booked a 500-guest event, cash up front

Outcome

Drew to fund food and staff, repaid on the balance

Challenge

Corporate client paying net-45

Outcome

Funded fast, never delayed an event

Challenge

Adding a commercial kitchen

Outcome

Lower-rate financing for the build-out

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We front events banks won't

Capital to take the big booking

On-site, drop-off, and event caterers

Straight talk, no guaranteed-approval hype

Bridges corporate net-30 terms

One conversation to compare every fit

“We landed a corporate contract that needed forty grand of food and staff up front, paid net-45. The line of credit made it a yes instead of a no.”
MT
Marcus T.Catering company · GA

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Catering Companies funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Can funding cover food and staff before an event pays?
Yes, that's the core use case. A line of credit or advance funds the event now and is repaid when the balance or invoice clears.
My corporate clients pay net-30 or later, can you help?
That slow-pay gap is one of the most common reasons caterers come to us. Funding bridges it so payment terms never cost you a booking.
Is my business too seasonal to qualify?
No. Seasonality is normal in catering. We weigh your trailing revenue across the year rather than any single slow month.
What can catering funding be used for?
Food, rentals, equipment, staffing, vehicles, a kitchen build-out, marketing, or bridging slow invoices. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your revenue is reviewed, fast enough to fund the next event.
Do you work with wedding, corporate, and drop-off caterers?
Yes. On-site, drop-off, corporate, and event caterers all qualify when revenue and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Restaurants & Food funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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