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Industry/Food Trucks

Funding that moves as fast as your food truck.

Food trucks live and die by cash flow and mobility, a generator that quits before a festival, a commissary bill due, a second truck you can't quite swing yet. Traditional lenders rarely understand a business with wheels and seasonal swings. We do, and we fund on your sales.

  • Funding in as little as 24 hours
  • Approved on sales, not just credit
  • For a single truck to a small fleet
  • Built around festival & seasonal swings

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$5k–$250k
Typical range
6mo+
Time operating
All
Credit profiles considered
The landscape

Why food-truck funding is its own thing.

A food truck is equipment-heavy and location-light: most of your capital is tied up in the truck, the generator, and the gear, and revenue swings hard with weather, festivals, and the season. Banks see a business with no fixed address and limited collateral, and usually pass.

Revenue-based funding looks at what actually matters for a truck: consistent sales across your events and routes. A healthy truck can get working capital fast, to fix what broke, stock up before a big weekend, or grab a second truck when the demand is clearly there.

Where it goes

What this funding covers most.

Repairing or replacing a generator

Buying or wrapping a second truck

Restocking before festival season

Commissary rent and kitchen fees

Permits, licensing, and event fees

New equipment, griddles, fryers, POS

Fuel and logistics between events

Marketing and event deposits

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
No fixed address looks risky
We fund on your sales, not a storefront
Little collateral beyond the truck
Revenue performance carries the decision
Seasonal, event-driven revenue
Repayment can flex with your receipts
Small ticket sizes aren't worth their time
Right-sized funding from $5k up
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months operating the truck

$10k+ in average monthly sales

An active business bank account

Steady card or app-based sales

U.S.-based mobile business

What to have ready

3–6 months of business bank statements

Card / mobile-payment processing statements

A government-issued photo ID

Basic business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Generator died before a festival weekend

Outcome

Funded next day, never missed the event

Challenge

Cash gap between catering payouts

Outcome

Drew as needed, repaid when invoices cleared

Challenge

Ready to add a second truck

Outcome

Lower-rate financing for the expansion

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund mobile businesses banks skip

Speed to fix a truck before the next event

Repayment that flexes with seasonal sales

Straight talk, no guaranteed-approval hype

From a single truck to a small fleet

One conversation to compare every fit

“Our generator quit the Thursday before a three-day festival. Money was in the account Friday morning, we didn't miss a single service.”
CM
Carlos M.Taco truck · CA

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Food Trucks funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Can a food truck really get funded?
Yes. If your truck has steady sales and you've been operating around six months, there's usually a path. Revenue-based options weigh your card and app sales far more than collateral or a fixed location.
I run more than one truck, does that help?
It can. Multiple trucks usually mean more total revenue, which can support larger funding. We look at the whole operation.
My season just ended, should I wait?
Not necessarily. Several options weigh your trailing sales, and funding now can prep you for next season, equipment, repairs, or a second truck. We'll tell you honestly what the timing means for your numbers.
What can I use food-truck funding for?
Anything that keeps you rolling, generator and equipment repairs, a second truck, commissary fees, permits, inventory, fuel, marketing, or bridging between events. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your sales are reviewed, fast enough to fix a truck before the weekend.
Do you fund trailers, carts, and pop-ups too?
Yes. If you sell food or beverage on the move and have steady revenue, it's worth a quick review.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Restaurants & Food funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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