Collision work is paid by insurers, not customers, which means you front parts and labor, wait on supplements and approvals, and carry the job until the check clears, sometimes weeks later. Frame machines, paint booths, and ADAS tools aren't cheap either. We fund on your revenue so a slow payer never slows your bays.
Fast reviews · Clear communication · No misleading promises
A body shop's cash flow is governed by the insurance cycle: you order parts and put labor into a vehicle up front, then wait on estimates, supplements, and approvals before the carrier or DRP program pays, often weeks after the car is done. Add expensive equipment like frame machines, paint booths, and ADAS calibration tools, and the capital demands are real even when the bays are full.
Revenue-based funding reads your deposits rather than the insurance timeline, so you can front parts, make payroll, upgrade equipment, or take a bigger job, and repay as the checks come in.
Frame machines and paint booths
ADAS calibration equipment
Parts for in-progress jobs
Payroll while checks clear
Bridging insurance and DRP pay
Paint, materials, and supplies
Estimating and shop software
Expanding bays or buying a shop
A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.
Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.
The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.
A realistic picture of what we look for, and what to have ready so things move quickly.
6+ months in operation
$10k+ in average monthly revenue
An active business bank account
Steady deposits or job revenue
U.S.-based auto body or collision business
3–6 months of business bank statements
Card-processing or revenue statements
A government-issued photo ID
Basic business info (EIN, entity type)
Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.
We look at recent deposits and card volume to understand what you may qualify for.
See the products that fit your situation side by side, in plain language.
Once you choose a direction, funds for fast options can land in as little as a day.
Big job, parts due before the check
Drew to order parts, repaid when the carrier paid
Frame machine needed replacing
Funded fast, back to full capacity
Adding a paint booth and bays
Lower-rate financing for the build-out
Representative scenarios for illustration. Individual results, products, and timing vary.
We fund on revenue, not just credit
Capital while insurance pays out
Independent shops and small chains
Straight talk, no guaranteed-approval hype
Bridges slow DRP and carrier pay
One conversation to compare every fit
“We had sixty grand in parts and labor sitting in cars waiting on insurance. The line of credit kept payroll and parts moving until the checks landed.”
Representative experience. Individual results vary. No outcome is guaranteed.
Still have a question? A specialist can usually answer the same business day.
Start a review→Plain-English answers to the questions owners ask before they apply.
We tailor funding to specific businesses across the industry, explore the others.
Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.