A repair shop only makes money when the bays are full and the equipment works, but lifts, scanners, and parts inventory are real capital, and a slow week or a major equipment failure can squeeze cash fast. Banks want collateral and history. We fund on the sales coming through your bays.
Fast reviews · Clear communication · No misleading promises
An auto repair shop is equipment- and inventory-heavy: lifts, alignment racks, and diagnostic scanners cost serious money, parts have to be stocked or fronted, and your revenue depends on keeping every bay productive. When a key piece of equipment goes down or a slow stretch hits, the cash crunch is immediate.
Revenue-based funding reads your ticket and card volume rather than just collateral, so you can add a bay, replace a scanner, stock parts, or cover payroll through a slow week, and repay as the work rolls in.
Lifts, racks, and alignment equipment
Diagnostic scanners and tooling
Parts and tire inventory
Payroll through slow weeks
Adding or upgrading a bay
Shop software and POS
Marketing to fill the schedule
Buying or expanding a shop
A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.
Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.
The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.
A realistic picture of what we look for, and what to have ready so things move quickly.
6+ months in operation
$10k+ in average monthly sales
An active business bank account
Steady card or ticket revenue
U.S.-based auto repair business
3–6 months of business bank statements
Card-processing or POS statements
A government-issued photo ID
Basic business info (EIN, entity type)
Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.
We look at recent deposits and card volume to understand what you may qualify for.
See the products that fit your situation side by side, in plain language.
Once you choose a direction, funds for fast options can land in as little as a day.
Main lift failed and a bay went dark
Funded fast, bay back online in days
Slow January squeezed payroll
Drew to cover staff, repaid as work returned
Adding two bays to grow capacity
Lower-rate financing for the build-out
Representative scenarios for illustration. Individual results, products, and timing vary.
We fund on sales, not just credit
Speed to replace equipment and reopen a bay
Independent shops and small chains
Straight talk, no guaranteed-approval hype
Repayment that flexes with slow weeks
One conversation to compare every fit
“When the main lift died we lost a whole bay and a third of our capacity. They funded the replacement in a day and we never turned a customer away.”
Representative experience. Individual results vary. No outcome is guaranteed.
Still have a question? A specialist can usually answer the same business day.
Start a review→Plain-English answers to the questions owners ask before they apply.
We tailor funding to specific businesses across the industry, explore the others.
Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.