Specialists available now, Mon–Fri 8a–7p ET
Industry/Mobile Mechanics

Funding for the shop that comes to the customer.

A mobile mechanic's whole business fits in a van, tools, diagnostics, and the ability to show up. There's no storefront for a bank to point to, and growth means another fully-kitted rig before it earns a dollar. We fund on your revenue, no fixed location required, so you can tool up or add a van.

  • Funding in as little as 24 hours
  • Approved on revenue, not just credit
  • Single van to a small fleet
  • No storefront required

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$5k–$150k
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why mobile mechanics get skipped by banks.

A mobile mechanic trades overhead for mobility: no shop, no bays, no rent, just a van, a kit of tools, and the convenience customers pay for. That lean model is the strength, but it's also why banks balk; there's no storefront or heavy collateral to underwrite against. Growth means outfitting another van and tech entirely up front.

Revenue-based funding reads your deposits and card volume rather than looking for a building, so you can buy tools and diagnostics, fix the van, stock parts, or add a second rig, and repay as the jobs come in.

Where it goes

What this funding covers most.

Service van purchase or repair

Tools and diagnostic scanners

Parts and supply inventory

Outfitting a second van

Scheduling and invoicing software

Marketing and local ads

Certifications and equipment

Adding a tech and a rig

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
No storefront looks risky
We fund on your revenue, not a building
The van is the only collateral
Revenue performance carries the decision
One-person operation too small
Right-sized funding from $5k up
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$8k+ in average monthly revenue

An active business bank account

Steady card or job revenue

U.S.-based mobile mechanic

What to have ready

3–6 months of business bank statements

Card-processing or job records

A government-issued photo ID

Basic business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Service van broke down, no van, no income

Outcome

Funded fast, back on the road in a day

Challenge

Big diagnostic tool needed

Outcome

Drew to buy it, repaid as jobs grew

Challenge

Demand outgrew one van

Outcome

Lower-rate financing for a second rig

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund mobile businesses banks skip

Speed to tool up or fix the van

Single van to a small fleet

Straight talk, no guaranteed-approval hype

No storefront required

One conversation to compare every fit

“My van is my shop, when it went down I had zero income. They funded the repair overnight and I never lost more than a day.”
TW
Tyrone W.Mobile mechanic · GA

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Mobile Mechanics funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Can a mobile mechanic with no shop get funded?
Yes, that's exactly who this is for. We fund on your revenue and deposits rather than looking for a storefront or heavy collateral.
Can funding cover tools, a scanner, or a van repair?
All are common uses. Faster needs suit an advance or line of credit; a second van or a shop can fit SBA 7(a) at lower rates.
I'm a one-person operation, am I too small?
No. We fund from around $5k and weigh your revenue, so solo mobile mechanics are a good fit.
What can mobile-mechanic funding be used for?
Vans, tools, diagnostics, parts, software, marketing, certifications, or adding a rig. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your revenue is reviewed, fast enough to get a down van back on the road.
Do you fund single-van and multi-van operations?
Both. Solo mobile mechanics and small mobile fleets all qualify when revenue and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Auto Services funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

R
Talk to Rob · Tap to call
R
Text Rob · Replies in minutes