Electrical work runs on materials and labor you pay for long before the check arrives, copper and gear bought up front, crews paid weekly, and commercial or new-construction jobs that hold retainage and pay on slow draws. Banks see the gap and pause. We fund on your revenue so cash flow never stalls a job.
Fast reviews · Clear communication · No misleading promises
Electrical contracting is material- and labor-heavy: you buy wire, panels, and gear up front, run crews that get paid every week, and on commercial and new-construction jobs you often wait on slow draws, with a chunk held back as retainage until the project closes. Even a busy shop can run lean while it waits.
Revenue-based funding reads your deposits instead of fixating on retainage and draw schedules, so you can buy materials, cover payroll, add a truck, or take a bigger job, and repay as the work pays out.
Wire, panels, and gear stock-ups
Service trucks and upfits
Payroll across multiple jobs
Tools, testers, and equipment
Floating commercial and new-construction work
Covering retainage gaps
Generator and EV-charger inventory
Adding crews or a service division
A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.
Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.
The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.
A realistic picture of what we look for, and what to have ready so things move quickly.
6+ months in operation
$10k+ in average monthly revenue
An active business bank account
Steady deposits or card volume
U.S.-based electrical business
3–6 months of business bank statements
Recent card-processing statements (if applicable)
A government-issued photo ID
Business info (EIN, license)
Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.
We look at recent deposits and card volume to understand what you may qualify for.
See the products that fit your situation side by side, in plain language.
Once you choose a direction, funds for fast options can land in as little as a day.
Copper order due before the next draw
Funded fast, materials on site on time
Three jobs running, payroll tight
Drew to cover crews, repaid as draws landed
Launching a service-call division
Lower-rate financing for trucks and tools
Representative scenarios for illustration. Individual results, products, and timing vary.
We fund on revenue, not just credit
Speed to buy materials and keep crews working
Service electricians and contractors
Straight talk, no guaranteed-approval hype
Bridges slow draws and retainage
One conversation to compare every fit
“We had three commercial jobs going and payroll didn't care that the draws were three weeks out. The line of credit kept every crew paid.”
Representative experience. Individual results vary. No outcome is guaranteed.
Still have a question? A specialist can usually answer the same business day.
Start a review→Plain-English answers to the questions owners ask before they apply.
We tailor funding to specific businesses across the industry, explore the others.
Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.