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Industry/Landscaping & Lawn Care

Funding that carries you through the off-season.

Landscaping booms for two or three quarters and goes quiet for the rest, but equipment, trucks, and crews cost money year-round, and commercial accounts pay net-30. You buy mowers and load up crews ahead of spring, then have to stretch through winter. We fund on your revenue so the season's swings never strand you.

  • Funding in as little as 24 hours
  • Approved on revenue, not just credit
  • Lawn care, design, and hardscape
  • Built to carry the off-season

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$10k–$500k
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why landscaping runs on seasonal cash.

Landscaping is intensely seasonal and equipment-heavy: mowers, trucks, trailers, and crews represent serious capital, and most of the revenue arrives in a tight spring-to-fall window. You gear up and staff ahead of the season, carry fixed costs through a slow winter, and on commercial contracts you wait on net-30 pay. Banks see the seasonal dips and hesitate.

Revenue-based funding reads your deposits across the year, so you can buy equipment, gear up for spring, bridge the winter, or pivot to snow removal, and repay as the season delivers.

Where it goes

What this funding covers most.

Mowers, trucks, and trailers

Gearing up before spring

Crew payroll year-round

Bridging the slow winter

Bridging commercial net-30 accounts

Snow-removal equipment

Materials for big installs

Adding a crew or a route

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Seasonal revenue raises red flags
We read your deposits across the year
Equipment depreciates fast
Revenue performance carries the decision
Commercial accounts pay net-30
We bridge the gap until invoices clear
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$10k+ in average monthly revenue

An active business bank account

Steady deposits or job revenue

U.S.-based landscaping business

What to have ready

3–6 months of business bank statements

Recent card-processing statements (if applicable)

A government-issued photo ID

Business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Spring rush needs a second crew and mower

Outcome

Funded fast, geared up and booked solid

Challenge

Carrying crews through a slow winter

Outcome

Drew to cover fixed costs, repaid in spring

Challenge

Adding trucks to expand routes

Outcome

Lower-rate financing for the equipment

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund on revenue, not just credit

Capital to gear up before the season

Lawn care, design, and hardscape

Straight talk, no guaranteed-approval hype

Built to carry the off-season

One conversation to compare every fit

“Spring hit and we needed another crew and a second mower the same week. Funding got us geared up and we booked our biggest season yet.”
DR
Diego R.Landscaping company · NC

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Landscaping & Lawn Care funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Do you fund seasonal landscaping businesses?
Yes, seasonality is the norm and it doesn't disqualify you. We read your deposits across the whole year, so a strong season can support funding even when winter is quiet.
Can funding cover equipment and a new truck?
Both are common uses. Mowers and quick needs suit an advance or line of credit; trucks and larger equipment can fit SBA 7(a) at lower rates.
Can it carry me through the winter?
That's a common use. A line of credit lets you cover fixed costs in the off-season and repay as spring work picks up, or fund a snow-removal pivot.
What can landscaping funding be used for?
Equipment, trucks, payroll, materials, snow-removal gear, marketing, or bridging the off-season. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your revenue is reviewed, fast enough to gear up for the spring rush.
Do you work with lawn care, design, and hardscape companies?
Yes. Lawn care, landscape design, hardscape, and maintenance companies all qualify when revenue and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Construction & Trades funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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