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Industry/Roofing Contractors

Funding built for the way roofing jobs get paid.

Roofing is front-loaded and weather-driven: you buy materials and pay crews up front, then wait on an insurance check, a homeowner's financing, or a builder's draw to actually get paid. One hailstorm can hand you more work than your cash can carry. We fund on your revenue so you can say yes to every job.

  • Funding in as little as 24 hours
  • Approved on revenue, not just credit
  • Residential and commercial roofers
  • Scale up after a storm

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$25k–$1M
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why roofers run out of cash mid-season.

Roofing is one of the most front-loaded trades: materials and crews get paid before the job does, and the job is often paid by a third party, an insurer, a homeowner's lender, or a GC, on their timeline, not yours. After a big storm, demand can spike past what your bank account can float, so the constraint on growth isn't work, it's working capital.

Revenue-based funding reads your deposits and sales, so you can buy materials, mobilize crews, and take on the post-storm surge, and repay as the jobs and checks come in.

Where it goes

What this funding covers most.

Shingles, membrane, and material orders

Crew payroll and subcontractors

Mobilizing storm and insurance jobs

Trucks, lifts, and equipment

Bridging insurance and financed payouts

Dumpsters, permits, and disposal

Marketing during storm season

Adding a crew to scale up

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Weather-driven, unpredictable revenue
We read your trailing deposits and sales
Paid by insurers and lenders on their clock
We bridge the gap so jobs keep moving
Front-loaded material and labor costs
Capital sized to mobilize the work
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$15k+ in average monthly revenue

An active business bank account

Steady deposits or job revenue

U.S.-based roofing business

What to have ready

3–6 months of business bank statements

Recent job or revenue reports

A government-issued photo ID

Business info (EIN, license)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Hailstorm filled the schedule overnight

Outcome

Funded fast, materials and crews mobilized

Challenge

Insurance checks 30–60 days out

Outcome

Drew to fund jobs, repaid as checks cleared

Challenge

Adding a second crew and a truck

Outcome

Lower-rate financing for the expansion

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund on revenue, not just credit

Capital to mobilize crews fast

Residential and commercial roofers

Straight talk, no guaranteed-approval hype

Bridges insurance and financed jobs

One conversation to compare every fit

“A hailstorm gave us six months of work in a weekend. The only thing between us and all that revenue was material money, they funded it and we tripled our season.”
DR
Dale R.Roofing contractor · TX

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Roofing Contractors funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Can funding cover materials and crews before a job pays?
Yes, that's exactly the gap roofing funding is built for. You mobilize the job now and repay as the insurance check, financing, or draw comes in.
My jobs are paid by insurance, can you still fund me?
Insurance-paid work is common in roofing and doesn't disqualify you. We look at your overall revenue and deposits, not who cuts the check.
Can I scale up to handle a post-storm surge?
That's one of the best uses of funding in roofing. When demand spikes past your cash, capital lets you take the extra jobs instead of turning them away.
What can roofing funding be used for?
Materials, crews, subs, trucks, equipment, permits, marketing, or bridging slow payouts. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your revenue is reviewed, fast enough to mobilize a crew this week.
Do you work with residential and commercial roofers?
Yes. Residential, commercial, and storm-restoration roofers all qualify when revenue and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Construction & Trades funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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