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Industry/Barbershops

Funding to build out the barbershop.

Barbershops run lean and grow by adding chairs and opening locations, but a build-out, a new set of stations, or a second shop costs money up front, and the tickets are usually too small for a bank to care about. We fund on your sales, small tickets included, so you can scale the shop.

  • Funding in as little as 24 hours
  • Approved on sales, not just credit
  • Single shops to multi-location brands
  • Right-sized for lower tickets

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$5k–$150k
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why barbershops get overlooked by banks.

A barbershop is a high-frequency, lower-ticket business: steady walk-ins and regulars, modest margins, and growth that comes from adding chairs or opening another location. The amounts needed to grow, a few stations, a build-out, some equipment, are small by bank standards, which is exactly why traditional lenders rarely bother.

Revenue-based funding reads your daily sales, so you can add chairs, build out a space, or open a second shop, and repay in a way that fits a high-volume, lower-ticket business.

Where it goes

What this funding covers most.

Chairs, stations, and equipment

Shop build-out or remodel

Opening a second location

Booking and POS systems

Product and retail inventory

Marketing and grand openings

Bridging slower weeks

Hiring and chair-rental setup

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Tickets too small to bother with
Right-sized funding from $5k up
Cash- and card-heavy service revenue
We read your daily sales and deposits
Little collateral to pledge
Revenue performance carries the decision
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$8k+ in average monthly sales

An active business bank account

Steady card or daily sales

U.S.-based barbershop

What to have ready

3–6 months of business bank statements

Card-processing or POS statements

A government-issued photo ID

Basic business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Demand outgrew the four chairs

Outcome

Funded fast, added chairs, cut the wait

Challenge

Slow mid-winter weeks

Outcome

Drew to bridge, repaid as traffic returned

Challenge

Second location lease signed

Outcome

Lower-rate financing for the build-out

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund the small tickets banks skip

Speed to add chairs or build out

Single shops to multi-location brands

Straight talk, no guaranteed-approval hype

Right-sized for a lower-ticket business

One conversation to compare every fit

“We had guys waiting an hour on weekends with only four chairs. Funding let us build out two more and open earlier, best decision we made.”
AB
Andre B.Barbershop · NY

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Barbershops funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Do you fund barbershops, even for smaller amounts?
Yes, barbershops are a great fit and we fund tickets from around $5k. We weigh your daily sales rather than the size of the shop.
Can funding cover a build-out or a second shop?
Both are common uses, along with chairs and equipment. A larger build-out or expansion can fit SBA 7(a) at lower rates.
We're mostly walk-in, does that matter?
No. Steady walk-in and regular traffic shows up in your deposits, which is what we read. Card and daily sales tell the story.
What can barbershop funding be used for?
Chairs, stations, equipment, build-outs, software, product, marketing, hiring, or a second location. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your sales are reviewed, fast enough to add chairs before the weekend rush.
Do you work with chair-rental and commission shops?
Yes. Chair-rental, commission, and owner-operated shops all qualify when sales and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Salons & Beauty funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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