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Industry/Hair Salons

Funding to grow your salon, chair by chair.

A salon's growth is physical, more stations, a better space, the right color lines on the shelf, and most of that has to be paid for before the extra revenue shows up. The small-ticket funding banks rarely bother with is exactly what salons need. We fund on your sales so you can add the chair or refresh the space.

  • Funding in as little as 24 hours
  • Approved on sales, not just credit
  • Commission, booth-rent, and suite salons
  • Small tickets welcome

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$5k–$250k
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why salon funding is its own thing.

Salons grow one station at a time, and each one means a chair, a mirror, plumbing, and a stylist before it generates a dollar. Add color and retail inventory on the shelf and the seasonal swings around holidays and weddings, and a busy salon can still be cash-tight when it wants to grow. Banks tend to see the small ticket sizes and pass.

Revenue-based funding reads your card and booking revenue, so you can add stations, renovate, stock product, or get through a slow stretch, and repay as the chairs fill.

Where it goes

What this funding covers most.

Adding or upgrading stations

Salon equipment, chairs, dryers, wash units

Color and retail product inventory

Renovation and refresh

Booking and POS software

Marketing and promotions

Payroll through slow seasons

Opening a second location

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Small ticket sizes aren't worth their time
Right-sized funding from $5k up
Service revenue, little collateral
We fund on your sales, not assets
Seasonal swings raise red flags
Repayment can flex with your receipts
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$10k+ in average monthly sales

An active business bank account

Steady card or booking revenue

U.S.-based salon

What to have ready

3–6 months of business bank statements

Card-processing or POS statements

A government-issued photo ID

Basic business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Two stylists waiting on open chairs

Outcome

Funded fast, added stations, added revenue

Challenge

Slow stretch after the holidays

Outcome

Drew to cover the gap, repaid as bookings rose

Challenge

Moving to a bigger space

Outcome

Lower-rate financing for the build-out

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund the small tickets banks skip

Speed to add a station or refresh the space

Commission, booth-rent, and suite salons

Straight talk, no guaranteed-approval hype

Repayment that flexes with the season

One conversation to compare every fit

“I had two stylists ready to start but no open chairs. The funding added three stations and they paid for themselves in a couple of months.”
JL
Jasmine L.Hair salon · CA

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Hair Salons funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Do you fund salons, even smaller ones?
Yes, small salons are a great fit. We fund tickets from around $5k and weigh your sales rather than the size of the shop.
Can funding cover new stations and a renovation?
Both are common uses, along with equipment and product. Larger build-outs or a second location can fit SBA 7(a) at lower rates.
My season is slow right now, should I wait?
Not necessarily. Several options weigh your trailing sales and repayment can flex down when it's quiet, so funding now can prep you for the busy season.
What can salon funding be used for?
Stations, equipment, color and retail inventory, renovation, software, marketing, payroll, or a second location. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your sales are reviewed, fast enough to open a new chair this month.
Do you work with commission and booth-rent salons?
Yes. Commission, booth-rent, and suite-rental salons all qualify when sales and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Salons & Beauty funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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