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Industry/Nail Salons

Funding to build out the nail salon.

A nail salon's growth is all in the fit-out, pedicure chairs, manicure stations, ventilation, and a steady supply of product, and most of it gets paid for before the extra chairs earn a dollar. The tickets are small by bank standards, which is why they pass. We fund on your sales so you can add the chairs or open the space.

  • Funding in as little as 24 hours
  • Approved on sales, not just credit
  • Salons, spas, and nail bars
  • Small tickets welcome

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$5k–$150k
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why nail salons get overlooked by banks.

Nail salons are fit-out- and inventory-driven: pedicure chairs and ventilation are real money, product has to be stocked, and growth means physically adding stations before they generate revenue. It's a high-volume, lower-ticket business with seasonal swings around holidays and events, exactly the profile traditional banks tend to skip.

Revenue-based funding reads your card and booking sales, so you can add chairs, build out, stock product, or get through a slow stretch, and repay as the appointments fill.

Where it goes

What this funding covers most.

Pedicure chairs and stations

Ventilation and equipment

Build-out, remodel, or refresh

Product and polish inventory

Booking and POS software

Marketing and promotions

Payroll through slow seasons

Opening a second location

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Small ticket sizes aren't worth their time
Right-sized funding from $5k up
Service revenue, little collateral
We fund on your sales, not assets
Seasonal swings raise red flags
Repayment can flex with your receipts
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$8k+ in average monthly sales

An active business bank account

Steady card or booking revenue

U.S.-based nail salon

What to have ready

3–6 months of business bank statements

Card-processing or POS statements

A government-issued photo ID

Basic business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Demand outgrew the stations

Outcome

Funded fast, added chairs, cut the wait

Challenge

Slow stretch after the holidays

Outcome

Drew to bridge, repaid as bookings rose

Challenge

Building out a bigger salon

Outcome

Lower-rate financing for the build-out

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund the small tickets banks skip

Speed to add chairs or build out

Salons, spas, and nail bars

Straight talk, no guaranteed-approval hype

Repayment that flexes with the season

One conversation to compare every fit

“We were turning people away on weekends with only six chairs. Funding let us build out four more and the wait disappeared, and so did the lost revenue.”
LT
Lily T.Nail salon · TX

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Nail Salons funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Do you fund nail salons, even smaller ones?
Yes, nail salons are a great fit and we fund tickets from around $5k. We weigh your sales rather than the size of the shop.
Can funding cover chairs, ventilation, and a build-out?
All are common uses, along with product. A larger build-out or second location can fit SBA 7(a) at lower rates.
My season is slow right now, should I wait?
Not necessarily. Several options weigh your trailing sales and repayment can flex down when it's quiet, so funding now can prep you for the busy season.
What can nail-salon funding be used for?
Chairs, stations, ventilation, equipment, product, build-outs, software, marketing, or a second location. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your sales are reviewed, fast enough to add chairs before the weekend.
Do you work with nail bars and combo salons?
Yes. Dedicated nail salons, nail bars, and combo beauty salons all qualify when sales and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Salons & Beauty funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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