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Industry/Dental Practices

Funding for the modern dental practice.

Dentistry is one of the most equipment-intensive practices in healthcare: chairs, operatories, CBCT imaging, and CAD/CAM are major capital. Add the insurance reimbursement lag and the cost of growth, and even a busy practice can feel cash-tight. We fund on your collections.

  • Funding in as little as 24 hours
  • Approved on collections, not just credit
  • Solo practices to group practices
  • Bridge the insurance reimbursement lag

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$25k–$5M
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why dental practices need flexible capital.

A single operatory can represent six figures of equipment, and patients increasingly expect in-house imaging and same-day crowns. Meanwhile, much of your production is paid by insurers weeks after the work is done. That combination, heavy equipment and lagging collections, is the squeeze.

Revenue-based funding reads your collections and deposits rather than just collateral, so you can add a chair, upgrade imaging, cover payroll, or open another operatory now, and repay as your reimbursements arrive.

Where it goes

What this funding covers most.

Operatory chairs and units

Imaging, CBCT and panoramic

CAD/CAM, mills, and lasers

Build-out or a new operatory

Clinical and front-office payroll

Bridging insurance reimbursements

Practice acquisition or buy-in

Practice-management software

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Reimbursements lag 30–90 days
We bridge the gap to your collections
Equipment value is hard to assess
Production and collections drive the decision
Newer dentists lack long history
Steady production carries more weight
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$10k+ in average monthly collections

An active business bank account

Steady patient or insurance revenue

U.S.-based dental practice

What to have ready

3–6 months of business bank statements

Recent production or collections reports

A government-issued photo ID

Business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Time to add CBCT imaging in-house

Outcome

Funded fast, installed without a wait

Challenge

Payroll due while claims process

Outcome

Drew to cover staff, repaid on collections

Challenge

Buying into a partner's practice

Outcome

Lower-rate financing for the buy-in

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund on collections, not just credit

Speed to add a chair or upgrade imaging

Solo practices to multi-provider groups

Straight talk, no guaranteed-approval hype

Bridges the insurance reimbursement lag

One conversation to compare every fit

“We brought CBCT and a mill in-house in one push. Funding made it painless and the new services paid for it faster than we expected.”
DA
Dr. Anita S.Dental practice · NY

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Dental Practices funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Do you fund solo and newer dental practices?
Often, yes. Many options weigh your collections and around six months in operation more than years of history. Solo and group practices both qualify.
Can funding bridge slow insurance reimbursements?
That is one of the most common reasons practices come to us. A line of credit or advance covers payroll and supplies now and is repaid as your reimbursements land.
Can I finance chairs, CBCT, and CAD/CAM?
Yes. Equipment is a common use, and SBA 7(a) options can finance larger needs like build-outs or a buy-in at lower rates.
What can dental funding be used for?
Equipment, imaging, build-outs, payroll, software, acquisition, or bridging reimbursements. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your collections are reviewed. SBA paths take longer but cost less for big projects.
Do you work with orthodontists, oral surgeons, and DSOs?
Yes. If you deliver dental care and have steady collections, there is usually a path worth exploring.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Medical & Dental funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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