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Industry/Med Spas

Funding for the fast-growing med spa.

Med spas are booming, and capital-hungry. The lasers and devices that drive revenue cost tens of thousands each, injectables and skincare inventory tie up cash, and growth runs on marketing. Banks are still catching up to the category. We fund on your revenue so you can add the device or the room that pays for itself.

  • Funding in as little as 24 hours
  • Approved on revenue, not just credit
  • Single clinics to multi-location groups
  • Capital for devices, inventory, and marketing

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$10k–$500k
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why med spas run on capital.

A med spa's revenue is tied directly to its equipment and inventory: a single laser or body-contouring device can cost $50k–$150k, injectables and skincare lines have to be stocked, and new clients come from steady marketing spend. The economics are excellent once a device is busy, the hard part is funding it before it is.

Revenue-based funding reads your card and treatment revenue, so you can add a device, stock the next launch, build out another treatment room, or fund a marketing push, and repay as the bookings come in.

Where it goes

What this funding covers most.

Lasers and energy-based devices

Body-contouring and aesthetic equipment

Injectables and skincare inventory

Treatment-room build-outs

Marketing and patient acquisition

Front-desk and clinical payroll

Booking and practice-management software

Opening a second location

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Aesthetics seen as a new category
We fund on your actual treatment revenue
Devices depreciate on paper
Revenue performance carries the decision
Growth needs cash before bookings
We fund ahead of the device or launch
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$10k+ in average monthly revenue

An active business bank account

Steady card or treatment revenue

U.S.-based med spa or aesthetic clinic

What to have ready

3–6 months of business bank statements

Card-processing or treatment-revenue statements

A government-issued photo ID

Business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Adding a high-demand laser

Outcome

Funded fast, booked solid within weeks

Challenge

Stocking injectables for a launch

Outcome

Drew to stock up, repaid as treatments sold

Challenge

Opening a second location

Outcome

Lower-rate financing for the build-out

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund on revenue, not just credit

Speed to add a device that pays for itself

Single clinics to multi-location groups

Straight talk, no guaranteed-approval hype

Capital for inventory and marketing

One conversation to compare every fit

“We financed a body-contouring device we couldn't keep up with demand for. It paid for itself in under four months.”
BT
Bianca T.Med spa · FL

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Med Spas funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Do you fund newer med spas?
Often, yes. Many options weigh your treatment revenue and around six months in operation more than a long history, so newer clinics with steady bookings can qualify.
Can funding cover a $100k laser or device?
Yes. Devices are one of the most common uses. A larger device can fit an advance, a line of credit, or SBA 7(a) depending on the timeline and cost.
Can it cover injectables and marketing?
Both are common uses. A line of credit is ideal for recurring needs like inventory and ad spend that scale with your bookings.
What can med-spa funding be used for?
Devices, equipment, injectables, inventory, build-outs, marketing, payroll, software, or a second location. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your revenue is reviewed, fast enough to add a device while demand is hot.
Do you work with physician-owned and nurse-led spas?
Yes. Whatever the ownership and supervision model, steady revenue and time in business matter most.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Medical & Dental funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

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