Physical therapy is reimbursement-heavy, much of your revenue arrives weeks after treatment, while rent, equipment, and a payroll of PTs and aides come due now. Growing into a second location or adding equipment only widens the gap. We fund on your collections so the lag never limits the practice.
Fast reviews · Clear communication · No misleading promises
Outpatient physical therapy is one of the more reimbursement-dependent practices in healthcare: claims to commercial payers, Medicare, and workers' comp are paid weeks, sometimes months, after care, while your fixed costs and a payroll of therapists and aides run every pay period. The model rewards growth, but each new clinic or hire pulls cash forward before reimbursements catch up.
Revenue-based funding reads your collections and deposits, so you can cover payroll, add equipment, build out, or open another clinic, and repay as your reimbursements land.
Therapy and rehab equipment
Build-out or a new clinic
Clinical and aide payroll
Bridging insurance and workers'-comp pay
EMR and scheduling software
Marketing and referral programs
Modalities and treatment tables
Expanding into a second location
A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.
Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.
The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.
A realistic picture of what we look for, and what to have ready so things move quickly.
6+ months in operation
$10k+ in average monthly collections
An active business bank account
Steady patient or insurance revenue
U.S.-based physical therapy practice
3–6 months of business bank statements
Recent production or collections reports
A government-issued photo ID
Business info (EIN, entity type)
Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.
We look at recent deposits and card volume to understand what you may qualify for.
See the products that fit your situation side by side, in plain language.
Once you choose a direction, funds for fast options can land in as little as a day.
Payroll due while claims process
Drew to cover therapists, repaid on collections
Equipping a new treatment area
Funded fast, added capacity quickly
Representative scenarios for illustration. Individual results, products, and timing vary.
We fund on collections, not just credit
Speed to add equipment or staff
Single clinics to multi-site groups
Straight talk, no guaranteed-approval hype
Smooths the reimbursement lag
One conversation to compare every fit
“Our reimbursements run sixty days behind but the therapists get paid every two weeks. The line of credit closed that gap so we could finally open clinic number two.”
Representative experience. Individual results vary. No outcome is guaranteed.
Still have a question? A specialist can usually answer the same business day.
Start a review→Plain-English answers to the questions owners ask before they apply.
We tailor funding to specific businesses across the industry, explore the others.
Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.