Specialists available now, Mon–Fri 8a–7p ET
Industry/Veterinary Practices

Funding for the growing veterinary practice.

Veterinary medicine has gone high-tech and high-cost, digital imaging, in-house labs, surgical suites, and a tight labor market for techs and DVMs. Demand is strong, but the equipment and staffing it takes to meet it are expensive. We fund on your collections so you can grow the practice without waiting.

  • Funding in as little as 24 hours
  • Approved on collections, not just credit
  • Clinics, hospitals, and specialty practices
  • Capital for equipment and staffing

Fast reviews · Clear communication · No misleading promises

24hr
Funding in as little as
$25k–$5M
Typical range
6mo+
Time in business
All
Credit profiles considered
The landscape

Why veterinary practices need capital to grow.

Pet ownership and spend have surged, and clients now expect the kind of diagnostics and surgery once reserved for human medicine, digital radiography, ultrasound, in-house labs, and modern surgical suites. All of that is capital-intensive, and the shortage of veterinarians and techs makes hiring and retention expensive too.

Revenue-based funding reads your collections and deposits, so you can add equipment, build out another exam or surgery room, cover payroll, or acquire a practice, and repay as your revenue grows.

Where it goes

What this funding covers most.

Digital imaging and ultrasound

In-house lab and diagnostic equipment

Surgical suite build-outs

Exam and treatment room expansion

Clinical and front-desk payroll

Pharmacy and supply inventory

Practice-management software

Practice acquisition or a second location

Ballpark

What you might qualify for.

A rough guide by monthly revenue. Actual offers depend on your full profile, these are estimates, not quotes.

Monthly revenue
Likely funding range
Common products
$10k – $25k / mo
$5k – $50k
MCA
$25k – $75k / mo
$25k – $150k
MCA / Line of Credit
$75k – $250k / mo
$75k – $500k
Line of Credit / MCA
$250k+ / mo
$250k – $5M
Line of Credit / SBA 7(a)

Estimates only, not an offer of credit. Approval and amounts are subject to underwriting.

The difference

Why banks say no, and what's different here.

What a bank sees
How we work
Equipment value is hard to assess
Collections and production drive the decision
Newer practices lack long history
Steady collections carry more weight
Growth needs cash before revenue
We fund ahead of the build-out or hire
Weeks of underwriting
Reviews start same day; funds in as little as 24h
Best fit

The products that fit best.

The options businesses like yours reach for most. Not sure which is right? We'll help you compare in one conversation.

Eligibility

What it takes to qualify.

A realistic picture of what we look for, and what to have ready so things move quickly.

Typical requirements

6+ months in operation

$10k+ in average monthly collections

An active business bank account

Steady patient or client revenue

U.S.-based veterinary practice

What to have ready

3–6 months of business bank statements

Recent production or collections reports

A government-issued photo ID

Business info (EIN, entity type)

Process
How it works

From question to funded, fast.

Tell us about the business

Share your restaurant, monthly sales, and what you need. Five fields, no credit pull at this stage.

Quick review of your sales

We look at recent deposits and card volume to understand what you may qualify for.

Compare your real options

See the products that fit your situation side by side, in plain language.

Get funded and move

Once you choose a direction, funds for fast options can land in as little as a day.

In practice

How funding plays out.

Challenge

Adding in-house digital imaging

Outcome

Funded fast, new revenue line live quickly

Challenge

Hiring a DVM ahead of the revenue

Outcome

Drew to staff up, repaid as the schedule filled

Challenge

Buying a retiring vet's practice

Outcome

Lower-rate financing for the acquisition

Representative scenarios for illustration. Individual results, products, and timing vary.

Why us

Why owners work with us.

We fund on collections, not just credit

Speed to add equipment or a room

Clinics, hospitals, and specialty practices

Straight talk, no guaranteed-approval hype

Capital for staffing and retention

One conversation to compare every fit

“We brought imaging and a second surgery suite online in one push. The new services paid for the funding faster than we modeled.”
DP
Dr. Priya N.Animal hospital · CO

Representative experience. Individual results vary. No outcome is guaranteed.

Questions

Veterinary Practices funding FAQ.

Still have a question? A specialist can usually answer the same business day.

Start a review
Do you fund solo and growing vet practices?
Both. We weigh your collections and around six months in operation more than years of history, so newer and established practices alike can qualify.
Can funding cover imaging, labs, and a build-out?
Yes. Equipment and build-outs are common uses, and SBA 7(a) can finance larger projects or an acquisition at lower rates.
Can it help me hire ahead of the revenue?
That's a common use given the tight labor market. A line of credit lets you bring on a DVM or techs and repay as the added capacity fills the schedule.
What can veterinary funding be used for?
Equipment, imaging, labs, build-outs, payroll, inventory, software, or acquisition. No restriction on use of funds.
How fast can I get funded?
A merchant cash advance can fund in as little as 24 hours once your collections are reviewed. SBA paths take longer but cost less for big projects.
Do you work with general, ER, and specialty practices?
Yes. General practices, animal hospitals, ER, and specialty clinics all qualify when collections and time in business line up.
Learn more

Guides to help you decide.

Plain-English answers to the questions owners ask before they apply.

Related

More Medical & Dental funding.

We tailor funding to specific businesses across the industry, explore the others.

Next step

Funding built around your business.

Answer a few quick questions and a specialist will help you understand your real options, no credit pull to start.

R
Talk to Rob · Tap to call
R
Text Rob · Replies in minutes